投資助言・代理業登録 ロードマップ
Investment Advisory Registration Roadmap
金融商品取引法に基づく投資助言・代理業登録取得のための段階的手順
Step-by-step procedure for obtaining investment advisory registration under the Financial Instruments and Exchange Act
注意: 以下のスケジュールは「最短」での目安です。実際の期間は資格試験日程や準備状況、買収事業の運営など、その他事業の状況により大きく変わる可能性がございます。
Note: The schedule below is a “minimum” estimate. Actual timeframes may vary significantly depending on qualification exam schedules, preparation status, acquired business operations, and other business circumstances.
自己研鑽と資格取得
約6ヶ月（最短目安）金融商品取引業の専門知識を習得し、関連資格の取得を目指します。
金融商品取引法の深い理解と実務知識の習得
投資理論と金融市場の応用知識の強化
顧客ニーズ分析と助言スキルの向上
最新の金融規制と市場動向の把握
資格は法律上の必須要件ではありませんが、「十分な知識」を証明する重要な手段と捉える。
Self-Development & Qualification
About 6 months (minimum estimate)Acquire specialized knowledge in financial instruments business and related qualifications.
Deep understanding of the Financial Instruments and Exchange Act and acquisition of practical knowledge
Strengthening applied knowledge of investment theory and financial markets
Improving client needs analysis and advisory skills
Keeping up with the latest financial regulations and market trends
While qualifications are not legally mandatory, they are important evidence of “sufficient knowledge”.
1
ビジネスプランと内部規程の草案作成
約6ヶ月（最短目安）事業計画と内部管理体制を文書化し、金融庁提出用の資料を準備します。
投資助言サービスの詳細設計（対象、料金体系等）
コンプライアンス・マニュアルの作成
業務方法書の作成
第三者機関による代表取締役の業務監査体制の構築
必要な内部規程
- コンプライアンス規程
- 利益相反管理規程
- 情報管理規程
- 投資助言業務運営規程
- 苦情処理・紛争解決規程
- 内部監査規程
Business Plan & Internal Regulation Drafting
About 6 months (minimum estimate)Document your business plan and internal management system, preparing materials for FSA submission.
Detailed design of advisory services (targets, fee structure, etc.)
Create compliance manual
Develop business method statement
Establish a third-party audit system for CEO’s business operations
Required Internal Regulations
- Compliance regulations
- Conflict of interest management policy
- Information management rules
- Investment advisory business operations procedures
- Complaint handling & dispute resolution policy
- Internal audit regulations
2
資金計画と資本増強
約6ヶ月（最短目安）登録と事業運営に必要な資金を確保します。
500万円の営業保証金の準備
1〜2年分の運転資金計画の策定
今後の資金計画と準備金の確保
リスク管理のための予備資金の確保
最低でも自己資本500万円＋運転資金（数百万円）の確保が必要と想定。
Financial Planning & Capital Enhancement
About 6 months (minimum estimate)Secure necessary funds for registration and business operations.
Prepare 5 million yen for business security deposit
Develop operating capital plan for 1-2 years
Secure and allocate necessary funds
Secure reserve funds for risk management
Estimated minimum requirement: 5 million yen in equity capital + several million yen for operating expenses.
3
人的ネットワーク構築とパートナー選定
随時（並行して進行）金融業界の経験者とのコネクションを作り、協力者を募ります。
証券会社や投資顧問会社OB/OGとの接点構築
非常勤役員や顧問候補のリストアップ
日本投資顧問業協会などへの参加
行政書士や弁護士との関係構築
金融当局は未経験者のみの体制に難色を示すと想定されるため、経験者の参画が必須。
Network Building & Partner Selection
Ongoing (proceed in parallel)Build connections with financial industry veterans and recruit collaborators.
Connect with former securities company or investment advisory firm professionals
Create list of potential part-time directors or advisors
Join the Japan Investment Advisers Association and similar organizations
Establish relationships with administrative scriveners and lawyers
Financial authorities are expected to be reluctant to approve organizations with only inexperienced staff, making experienced participation important.
4
専門家への事前相談
約9ヶ月目（最短目安）投資助言業登録の支援実績がある専門家に相談します。
行政書士や弁護士へ準備状況のチェック依頼
事業計画書や社内規程のレビュー
必要に応じて顧問契約の締結
申請書類作成と提出代理のサポート依頼
Expert Consultation
Around month 9 (minimum estimate)Consult with professionals experienced in investment advisory registration support.
Request preparation status check from administrative scriveners or lawyers
Review business plans and internal regulations
Establish advisory contracts as needed
Request support for application document preparation and submission
5
定款変更と法的準備
約12ヶ月目（最短目安）既存法人の事業目的に投資助言業を追加し、法的準備を整えます。
定款の事業目的に「金融商品取引業（投資助言・代理業）」を追加
株主総会の開催と定款変更の決議
公証人認証と変更登記手続きの実施
変更後の登記事項証明書と定款写しの取得
Articles of Incorporation Amendments
Around month 12 (minimum estimate)Add investment advisory services to your existing company’s business purpose and complete legal preparations.
Add “Financial Instruments Business (Investment Advisory/Agency Business)” to the business purposes in the articles of incorporation
Hold shareholders meeting and resolve the articles amendment
Notarize changes and complete registration procedures
Obtain updated company registry certificate and articles copy
6
財務局との事前折衝
約12～15ヶ月目（最短目安）所轄の財務局に事前相談を行い、申請書類の不備を防ぎます。
事前相談の予約と資料準備
事業スキームや組織体制の説明
書類ドラフトの事前確認
指摘事項への対応計画策定
Preliminary Consultation with Financial Bureau
Around months 12-15 (minimum estimate)Consult with the regional Financial Bureau to prevent application deficiencies.
Schedule preliminary consultation and prepare materials
Explain business scheme and organizational structure
Pre-check document drafts
Develop response plan for identified issues
While preliminary consultation is optional, it’s an important step for ensuring a smooth formal application process.
7
申請書類の最終調整と提出
約15～18ヶ月目（最短目安）事前相談の結果を反映した正式申請書類を作成し提出します。
申請書類一式の最終確認と修正
登録免許税15万円の納付
正本・副本の作成と提出
審査中の追加質問・資料要求への対応
Final Adjustment and Submission of Application Documents
Around months 15-18 (minimum estimate)Create and submit formal application documents incorporating feedback from preliminary consultations.
Final review and correction of all application documents
Pay registration license tax of 150,000 yen
Prepare and submit original and duplicate copies
Respond to additional questions and document requests during review
8
登録通知後の対応と業務開始
登録後すみやかに登録完了後の手続きを行い、実際の業務を開始します。
500万円の営業保証金供託手続き
日本投資顧問業協会への入会手続き
金融ADR契約締結
業務開始とコンプライアンス体制の運用
登録完了後も定期的な自己点検と報告義務あり。PDCAサイクルを回し続ける。
Post-Registration Procedures and Business Launch
Immediately after registrationComplete post-registration procedures and begin actual operations.
Deposit 5 million yen business security deposit
Join the Japan Investment Advisers Association
Conclude Financial ADR contracts
Start business operations and compliance system implementation
Even after registration is complete, you have ongoing obligations for periodic self-inspections and reporting. Continue the PDCA cycle.
9
参考リソース
- 金融庁「金融商品取引業者等向けの総合的な監督指針」
- 日本投資顧問業協会「投資助言・代理業登録の手引き」
- 各財務局ウェブサイト「金融商品取引業登録等の申請手続き」
- 「金融商品取引法」および関連政省令
Reference Resources
- FSA “Comprehensive Guidelines for Supervision of Financial Instruments Business Operators”
- Japan Investment Advisers Association “Guide to Investment Advisory/Agency Business Registration”
- Regional Financial Bureau websites “Application Procedures for Financial Instruments Business Registration”
- “Financial Instruments and Exchange Act” and related ordinances